Buying Miami New Construction from Colombia

The Question

Yes, a buyer from Colombia can own Miami real estate. The real work is how you hold it.

There is no barrier to a foreign national owning residential property in the United States. A Colombian buyer can own a Miami residence outright, in their own name or through a company. Regular people own property here every day.

What actually matters is the structure. Ownership in your own name is simple and direct. Ownership through an entity, a U.S. or offshore company, changes how the asset is held, how privacy works, and, most importantly, how it is treated for tax. Each path carries different implications, and estate tax is the one that most often goes unnoticed until it is expensive.

None of this should be decided from a website, and the desk does not pretend otherwise. What we do is show you the whole picture early, so you arrive at the conversation with counsel already knowing the questions that matter for your situation.

The Shift

The value is knowing this before you commit, not after.

Most buyers discover the structure and tax questions after they have already signed, when the options have narrowed. Working with the desk means you hear them first, while everything is still open, and prepare with the right counsel for your specific circumstances.

Name versus entity. Whether to hold in your own name or through a company, and what each choice means for you specifically, is a conversation the desk has early, then hands to counsel.

Estate tax exposure. The number that surprises most first-time foreign buyers. What applies to your situation depends on how you hold and who you are; the desk names it so you plan for it in advance.

Deposit path. The developer's deposit schedule, mapped to your currency and the timing of moving funds, so nothing is a surprise at contract, groundbreaking, or closing.

The right introductions. If you do not already have U.S. counsel, the desk introduces the attorney and, where relevant, the tax advisor suited to your circumstances, before you commit.

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Common Questions

What buyers from Colombia ask first

Can a Colombian citizen buy property in Miami?

Yes. There is no citizenship or residency requirement to own residential real estate in Florida. Ownership can be in your own name or through a company. Which is right for you depends on your situation; the desk is the place to start that conversation.

Is it better to buy in my name or through a company?

It depends on your circumstances: privacy, liability, and above all tax. Both are common. The right choice is one to make with counsel, and the desk frames the trade-offs and makes the introduction.

What is the estate tax issue people mention?

U.S. situated assets can carry estate tax exposure for non-residents, and the threshold can be low. Whether and how it applies depends on how you hold the property and your own situation, which is exactly why it should be planned in advance. Ask the desk and we will frame it before you speak with counsel.

Should I engage U.S. counsel?

The desk's position is to always recommend it. How you hold title and how it is treated for tax depend on your specific circumstances, and that is a conversation for qualified counsel. If you do not already have one, the desk introduces an attorney suited to a Colombian buyer's situation. Talk to the desk first and we will map the questions to bring to that conversation.

How do deposits work from Colombia?

New construction follows a staged deposit schedule tied to construction milestones. The desk maps that schedule to your currency and the timing of moving funds, so the path is clear before you sign. Ask the desk for the schedule on the building you have in mind.