The banking side is almost always the long pole, and it is almost always started too late.
This page sets out what generally has to be working before a contract date. What your own institutions will require depends on you and on them. Contact the desk at Miami Dossier for the current position on any building we cover.
The common order is: find the building, agree the price, sign, then work out how the money moves. On a conventional cash purchase that usually holds together. On a purchase funded from digital assets it frequently does not.
The banking and compliance work has a lead time measured in weeks, and the contract has deposit dates measured in days.
Reversed, it is straightforward. The funding route is established first, the project position is confirmed second, and the contract is signed against infrastructure that already works.
A route that ends in a dollar wire from a recognised institution. Whether that requires a US account depends on your existing banking. A long-standing international private banking relationship often does the same job.
The account in the name that will sign the contract. If an entity is going to hold the property, the entity should exist and hold the account before funds move. Deciding this after the fact is where the expensive corrections happen.
An acquisition and conversion record that reads cleanly. Statements and records showing the path from acquisition through conversion to wire, without gaps and without unexplained hops between wallets shortly before closing.
A relationship that predates the purchase. Opening a new banking relationship against a deposit deadline is the single most common way this goes wrong.
The escrow agent, the title company and the receiving bank each have compliance obligations that are theirs, not the developer’s. They are documenting a transaction to a standard they can defend later.
Refusals in this area are rarely about impropriety. They are about a record that could not be completed in the time available, and for an institution the safe answer to an incomplete record is no.
That reframes the work. You are not persuading anyone. You are producing a file that lets someone else say yes without carrying risk for it. Files like that are assembled in advance and almost never assembled in a week.
This is the least glamorous part of the process and the one that most often decides whether a purchase completes on schedule. Contact the desk at Miami Dossier and we will tell you what a specific project’s escrow agent is currently asking for, so the file is built to the right standard the first time. Where a question is legal, tax or compliance, we introduce you to advisers who handle that properly rather than answering it ourselves.
That depends on your banks, your jurisdiction and your profile, and none of it is visible from a page. What we hold is what the receiving side of a specific transaction is currently asking for. Contact the desk at Miami Dossier for that on any building we cover. Where a question is legal, tax or structuring, we will introduce you to advisers who handle that properly rather than answering it ourselves.